Northstar Savings

Money has a way of growing when you're not watching.

Set a goal, turn on automatic saving, and let it do its thing. A competitive rate, no monthly fee, and your money stays yours — withdraw whenever life calls for it.

4.25%

Annual rate (APY)

On every dollar, no tiers to chase

$0

Monthly fee

No minimum balance to keep it open

∞

Goals

Save for as many things as you like

Saving, made automatic

Decide once. Save every week.

Pick an amount and a day, and we'll quietly move it from checking to savings for you. Most people barely notice it leave — until they check the balance a few months later and smile.

  • Recurring transfers on your schedule
  • Round-ups from everyday spending
  • Watch each goal fill up in real time

A rate worth having

Earn a competitive return without jumping through hoops or chasing a teaser offer.

Goals that stick

Name a goal, give it a number, and watch the progress bar do the motivating.

Set it and forget it

Automatic transfers mean you save without ever thinking about it.

No lock-ups

Your money isn't trapped. Move it back to checking the moment you need it.

Exact to the cent

Every balance is precise and every change is recorded. No surprises.

Spare change adds up

Round up purchases to the nearest dollar and send the difference to savings.

The details, in plain English

Annual Percentage Yield (APY)4.25%
Monthly maintenance fee$0
Minimum opening deposit$0
Minimum balanceNone
Withdrawal limitsNone
Transfers to/from checkingFree and instant
Interest compoundingDaily, paid monthly

Good questions, straight answers

Is the rate a teaser that drops later?+

No bait-and-switch. The rate applies to your whole balance, and we'll always tell you plainly if it changes.

Can I take my money out whenever?+

Yes. There are no withdrawal penalties or lock-up periods — move money back to checking instantly.

How does automatic saving work?+

Choose an amount and a schedule, and we handle the transfers. Pause or change it anytime.

Do I need a Northstar checking account?+

It's the easiest way to fund your savings, but you can move money in however works for you.

Start saving today.

It takes about a minute, and there's no paperwork.

Open an Account